Student Loans

Alongside Grants and Financial Assistance, students studying on the BA, MA and Graduate Diploma courses in Fine Art, Conservation and Carving may be eligible to apply for Student Loans.


If you are a UK national and studying your first Honours degree with the Art School you are most likely eligible for support from the Student Loan Company (SLC). Student loans can cover maintenance as well as up to £6,165 of your fees.

You can apply for a Postgraduate Loan if you start a full-time or part-time master’s degree course, and don’t already have a master’s degree or higher qualification. This will allow you to borrow up to £12,000 to pay your fees and help with living costs. For further information see


You are not required to start repaying your student loan or postgraduate loan until your annual earnings reach £25,000 or more. When repayments begin, you only need to pay the equivalent of 9% of any earnings over and above £25,000.

As an example, on a salary of £30,000, the first £25,000 is ignored, so you only pay 9% of the £5,000 remaining, amounting to £450 in a year. For more examples, see this student loan repayment calculator.

For many alumni, the required repayments do not need to start for years after graduation giving them time to establish their careers. And because of the generous number of grants and financial assistance we are able to offer our students, many of our alumni graduate with a smaller debt than the average graduate in the UK. Here you can find a really useful tool that will calculate the potential total repayments in relation to the amount of your loan, your career prospects and interest rates.

England, Wales, Scotland and Northern Ireland each have different repayment terms. For full information on the current repayment thresholds, write-off periods and interest rates applicable, check out the Student Loan Company guide Repaying Your Student Loan.



Further information on all aspects of student funding is available at:  and for residents of England, for residents of Scotland, for residents of Wales, and for residents of Northern Ireland.

If you are a student from a EU /EEA country you usually must have settled or pre-settled status under the EU Settlement Scheme to get student finance and may need to apply for a visa to study here, unless you are an Irish citizen in which case you do not need to apply for a visa or to the EU Settlement Scheme


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